Spend, summed up

Know where the money goes.

Dead-simple money tracking for your business — record income and expenses in seconds, sort them by category, and always know where you stand.

Completely free · works solo or with your whole team

5
Platforms, one account
$0
Free, forever
8
Currencies supported
2
Languages — English & Filipino
One account, everywhere: iPhone Android Web Mac Windows

Why Sumly

Money tracking that doesn't need a spreadsheet.

Log it, sort it, and see the total — Sumly keeps your numbers honest so you always know where you stand.

Fast entry

Log it in seconds, not at month-end.

One screen: amount, category, snap the receipt, done. Income and expenses land in one ledger, grouped by day — no columns, no formulas.

  • Attach the receipt photo right on the record
  • Voice notes & files on any record too
  • Your own categories, each with its emoji & color
Clarity

See the whole picture — and get warned early.

Every business and month gets its own breakdown — received, spent, net, and where the money went by category. Set a threshold and Sumly tells you the moment a line is crossed, before it's a problem.

  • Three kinds of rule: a single record over, monthly spend over, or balance under
  • Alerts by push — and a signed webhook into your own tools
  • Run your books in any of 8 currencies — amounts are never converted or mixed
Teamwork

Built for a team, not just the bookkeeper.

Everyone records; roles decide the rest. Give a member's entries a second look before they touch the books, scope managers to their own businesses, and keep every business tidy under one login.

  • Approvals — a flagged member's entry waits until an admin or manager signs off
  • Decline with a reason — the submitter sees exactly why
  • Solo or multi-business — separate businesses, one login

How it works

Clarity in three steps.

Log

Amount, category, receipt photo — the record is in before you pocket the change.

Sort

Categories keep every entry in its own honest bucket, business by business, month by month.

Know

See received, spent and net at a glance — and get an alert the moment a threshold is crossed.

Everything inside

Small enough to be simple, built to grow.

The whole toolkit is included from day one — nothing to unlock, nothing to upgrade.

Multi-business

Separate businesses under one login — records, balances and members scoped to each.

8 currencies

Peso, dollar, euro, pound, yen, dinar and more — the right symbol and decimals, never a hidden conversion.

Threshold alerts

Per-record, monthly or balance rules that warn you the moment a line is crossed.

Approvals

Route a member's entries to an admin or manager before they touch the books.

Receipts & voice

Receipt photos, files and voice notes on any record, synced everywhere.

Webhooks & API

Signed webhooks and your own API keys plug Sumly straight into your stack.

Pricing

Completely free for your business.

Every feature, every device — no tiers, no trials, no card.

Free

The whole app. All of it. $0.

Unlimited records, approvals, thresholds, receipts and webhooks — everything Sumly does, for your whole team, forever.

Every feature included All devices & sync No card, ever

FAQ

Good questions.

Is Sumly really free?

Completely. Every feature — team members, approvals, thresholds, webhooks, multi-business — is included at no cost, with no card required.

Which devices does it run on?

Native apps on iPhone, Android, Mac and Windows, plus the web. One account, everything synced — grab them all on the download page.

Can I use my own currency?

Yes — pick from 8 currencies (peso, US dollar, euro, pound, yen, Australian and Singapore dollars, Kuwaiti dinar) and every amount displays with the right symbol and decimals. Sumly never converts or mixes currencies behind your back — your numbers stay exactly as you entered them.

How do approvals work?

Mark a member as approval-required and their entries wait in an approvals inbox — touching nothing — until an admin or manager approves them. Declining discards the change and can carry a reason, which only the submitter sees.

Can I run more than one business?

Yes — keep each business's records, balance and breakdown separate under one login, and scope each team member to exactly the businesses they work with.

Can I connect it to my own tools?

Yes — API keys and signed webhooks are included free, and a threshold crossing can fire a webhook straight into your stack. See the API docs.

See your money clearly.

Completely free. Your first record logged before your coffee's cold.

Get Sumly free See features